Expenses that
    track themselves.

    Tab.it auto-tracks your spending on both iOS and Android — no manual entry, no spreadsheets. End to end automation, split bills with friends, detailed analytics to see where your money actually goes.

    Free to start · No card required · Cancel anytime

    Tab.it expense dashboard showing auto-tracked expenses

    Auto-tracks expenses on iOS + Android

    Stop entering expenses by hand. Enable end to end automation on Android + iOS, Tab.it reads SMS bank alerts in the background — the expense is in your account before you put your phone away.

    Auto-tracking expense on Android and iOS

    Split with anyone, settle up automatically

    Add an expense to a splitting group — a meal out, a flat utility bill, a weekend trip — choose who paid and who owes, and Tab.it calculates the settle-up instantly. Multi-payer splits supported.

    Splitting group with settle-up calculation

    Share with people you share your life with

    Add a Home group for your household, flatmates, or partner. Or a work group with colleagues. Everyone sees the same expense feed — no settle-up math, just a single shared view of what's being spent. Great for family budgets and joint accounts.

    Sharing group for household expenses

    Deep analytics, fully transparent

    Every chart drills down to the individual transaction. Top Merchants, Category Trends, Saving Opportunities, YTD totals — no black-box AI score, no aggregated "smart" summary. Where the money actually went, with the receipts.

    Analytics dashboard with category breakdown

    Smart insights & forecasts

    See what next month will cost before it arrives. Quick Insights surfaces spending patterns in your day-to-day — "You're spending 18% more on Food this month." Budget progress bars keep you on track. Available on every plan.

    Insights dashboard with monthly forecast

    Spend in any currency, track in ₹

    Log an expense abroad in USD, EUR, GBP — Tab.it converts to INR at the latest exchange rate so your dashboard stays in one currency. Built for travellers who don't want to do the math at the end of a trip.

    Multi-currency expense converted to INR

    Built for India

    ₹ first-class throughout. UPI app deep-linking, all major Indian bank SMS formats supported out of the box — HDFC, ICICI, SBI, Axis, Kotak, and more. No configuration needed.

    UPI payment channels and Indian merchant expenses

    Scan any receipt

    Point your camera at any receipt and Tab.it extracts the merchant, amount, category, and date automatically. Free on every plan — no limits.

    Receipt scanning with AI extraction

    Private by design

    Your expense messages pass through 8 layers of filtering — the first 4 running entirely on-device — so non-financial messages never leave your device. On-device: messages must contain numbers, a default negative-keyword list, SMS-filter notifications you can monitor, and your own custom keyword list you control. Messages must survive all four checks before they are validated by an AI and processed. Everything is encrypted.

    Privacy layers — on-device and cloud filtering

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    Making expense tracking simple, insightful, and accessible to everyone.

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