Choose Your Tab.it Plan
Start free. Upgrade when you need more history, groups, or analytics.
Free
Everything you need to get started.
₹0
Free forever
- UNLIMITED expense auto-tracking
- UNLIMITED expense splits
- UNLIMITED Auto-settlments
- 3 Expense splitting groups
- 3 months of dashboard data
- 2 Custom categories
- 2 Sharing groups
- Quick Insights & Forecast
- 72-hour email support
Tab.it Plus
Recommended
More history, budget tracking, and smarter analytics.
₹199/month
- Everything in Free
- UNLIMITED splitting groups
- Budget insights
- Payment channel analytics
- 2 additional custom categories
- 7 months dashboard · 12 months history
- 5 SMS keyword filters
- 4 custom categories
- 24-hour email support
Tab.it Premium
Popular
Unlimited everything — data, groups, insights, and priority support.
₹399/month
Billed annually (₹3,999)
- Everything in Free & Plus
- UNLIMITED Expense Groups
- UNLIMITED Business Rules
- UNLIMITED Categories
- UNLIMITED Keyword SMS Filters
- UNLIMITED Data history
- UNRESTRICTED Insights Access
- Top Merchants, Category & Saving insights
- YTD analytics charts
- 12-hour email + WhatsApp support
Full feature comparison
Every detail, side by side.
| Feature | Free | Plus | Premium |
|---|---|---|---|
| Expense tracking | |||
| Manual expense entry | |||
| Receipt scanning (AI extraction) | |||
| Auto-tracking via SMS (Android) | |||
| Auto-tracking via iOS Shortcuts | |||
| Bulk actions | |||
| SMS keyword filters | 5 | Unlimited | |
| Business rules | 5 | 5 | Unlimited |
| Custom categories | 2 | 4 | Unlimited |
| Groups | |||
| Sharing groups | 2 | 2 | Unlimited |
| Splitting groups | 3 | Unlimited | Unlimited |
| Settle-up calculations | |||
| Multi-payer splits | |||
| Auto-assign splitting rules | |||
| Insights & analytics | |||
| Dashboard data | 3 months | 7 months | Unlimited |
| Expense history | 3 months | 12 months | Unlimited |
| Weekly & monthly charts | |||
| YTD charts | |||
| Quick Insights + Forecast | |||
| Budget setup | |||
| Top Merchants | |||
| Category Trends | |||
| Saving Opportunities | |||
| Payment channels | |||
| View payment channels | |||
| Payment channel analytics | |||
| Manage / add payment channels | |||
| Support | |||
| Email support | 72 hours | 24 hours | 12 hours |
| WhatsApp support | |||
FeatureFreePlusPremium
Manual expense entry
Receipt scanning (AI extraction)
Auto-tracking via SMS (Android)
Auto-tracking via iOS Shortcuts
Bulk actions
SMS keyword filters5Unlimited
Business rules55Unlimited
Custom categories24Unlimited
Frequently asked questions
Yes. Cancel your subscription at any time through the App Store or Google Play Store. You keep access until the end of the current billing period.
Sharing groups are for households, partners or anyone where many contribute without splitting expenses — everyone sees the same expense feed and dashboard with no settle-up math. Splitting groups are for shared spends where someone needs to be reimbursed: meals, trips, shared bills. Add an expense, choose who owes what, and Tab.it calculates the settle-up automatically.
Yes. On iPhone, auto-tracking works via the iOS Shortcuts app using an automation.
Yes — Tab.it is built with five layers of privacy that filter your messages before they ever reach the expense engine:
1. Contact-based exclusion (android-only): any SMS from a saved contact is skipped automatically, so messages from friends and family are never read.
2. Digit pre-filter: any SMS that doesn't contain a number is ignored before processing — rules out most personal messages.
3. Negative keyword blocking: SMS containing built-in or your own custom negative keywords are blocked. You control this list.
4. Positive keyword allowlist: only SMS matching known spending-related keywords (bank names, transaction words like 'debited', 'spent') are processed.
5. Visual filtering (optional): when SMS filter notifications are enabled, you see every blocked access and why — full transparency, always.
Subscriptions are managed through the App Store (iOS) or Google Play (Android), so you can pay with any method linked to your Apple ID or Google account — UPI, debit/credit cards, net banking, etc.
Tab.it is free to use with no time limit. The Free plan includes auto-tracking, receipt scanning, 2 sharing groups, 3 splitting groups, and Quick Insights. Upgrade to Plus or Premium when you need more history, groups, or analytics.
Yes. Upgrade or downgrade anytime through the app. When you upgrade, new features are available immediately. When you downgrade, your data is preserved — only the access limits change.
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