Choose Your Tab.it Plan
Tab.it is an expense tracking app for iPhone and Android. Start free, and upgrade when you need more history, groups, or analytics.
Free
Everything you need to get started.
₹0
Free forever
- UNLIMITED expense auto-tracking
- UNLIMITED expense splits
- UNLIMITED Auto-settlments
- 3 Expense splitting groups
- 3 months of dashboard data
- 2 Custom categories
- 2 Sharing groups
- Quick Insights & Forecast
- 72-hour email support
Tab.it Plus
More history, budget tracking, and smarter analytics.
₹199/month
First month free
- Everything in Free
- UNLIMITED splitting groups
- Budget insights
- Payment channel analytics
- 2 additional custom categories
- 7 months dashboard · 12 months history
- 5 SMS keyword filters
- 4 custom categories
- 24-hour email support
Tab.it Premium
Popular
Unlimited everything — data, groups, insights, and priority support.
₹399/month
Billed annually (₹3,999)
First month free
- Everything in Free & Plus
- UNLIMITED Expense Groups
- UNLIMITED Business Rules
- UNLIMITED Categories
- UNLIMITED Keyword SMS Filters
- UNLIMITED Data history
- UNRESTRICTED Insights Access
- Top Merchants, Category & Saving insights
- YTD analytics charts
- 12-hour email + WhatsApp support
Full feature comparison
Every detail, side by side.
| Feature | Free | Plus | Premium |
|---|---|---|---|
| Expense tracking | |||
| Manual expense entry | Included | Included | Included |
| Receipt scanning (AI extraction) | Included | Included | Included |
| Auto-tracking via SMS (Android) | Included | Included | Included |
| Auto-tracking via iOS Shortcuts | Included | Included | Included |
| Bulk actions | Not included | Included | Included |
| SMS keyword filters | Not included | 5 | Unlimited |
| Business rules | 5 | 5 | Unlimited |
| Custom categories | 2 | 4 | Unlimited |
| Groups | |||
| Sharing groups | 2 | 2 | Unlimited |
| Splitting groups | 3 | Unlimited | Unlimited |
| Settle-up calculations | Included | Included | Included |
| Multi-payer splits | Included | Included | Included |
| Auto-assign splitting rules | Not included | Not included | Included |
| Insights & analytics | |||
| Dashboard data | 3 months | 7 months | Unlimited |
| Expense history | 3 months | 12 months | Unlimited |
| Weekly & monthly charts | Included | Included | Included |
| YTD charts | Not included | Not included | Included |
| Quick Insights + Forecast | Included | Included | Included |
| Budget setup | Not included | Included | Included |
| Top Merchants | Not included | Not included | Included |
| Category Trends | Not included | Not included | Included |
| Saving Opportunities | Not included | Not included | Included |
| Payment channels | |||
| View payment channels | Included | Included | Included |
| Payment channel analytics | Not included | Included | Included |
| Manage / add payment channels | Not included | Not included | Included |
| Support | |||
| Email support | 72 hours | 24 hours | 12 hours |
| WhatsApp support | Not included | Not included | Included |
FeatureFreePlusPremium
Manual expense entryIncludedIncludedIncluded
Receipt scanning (AI extraction)IncludedIncludedIncluded
Auto-tracking via SMS (Android)IncludedIncludedIncluded
Auto-tracking via iOS ShortcutsIncludedIncludedIncluded
Bulk actionsNot includedIncludedIncluded
SMS keyword filtersNot included5Unlimited
Business rules55Unlimited
Custom categories24Unlimited
Frequently asked questions
Yes. Cancel your subscription at any time through the App Store or Google Play Store. You keep access until the end of the current billing period.
Sharing groups are for households, partners or anyone where many contribute without splitting expenses — everyone sees the same expense feed and dashboard with no settle-up math. Splitting groups are for shared spends where someone needs to be reimbursed: meals, trips, shared bills. Add an expense, choose who owes what, and Tab.it calculates the settle-up automatically.
Yes. On iPhone, auto-tracking works via the iOS Shortcuts app using an automation.
Yes. Tab.it runs your messages through a layered filter before any of them reach the expense engine — 9 layers on Android and 8 on iOS. The difference is what each operating system allows, not a weaker standard on iPhone: iOS does not give an app the sender identity needed for contact-based exclusion. The layers you control:
1. Contact-based exclusion (android-only): any SMS from a saved contact is skipped automatically, so messages from friends and family are never read.
2. Digit pre-filter: any SMS that doesn't contain a number is ignored before processing — rules out most personal messages.
3. Negative keyword blocking: SMS containing built-in or your own custom negative keywords are blocked. You control this list.
4. Positive keyword allowlist: only SMS matching known spending-related keywords (bank names, transaction words like 'debited', 'spent') are processed.
5. Visual filtering (optional): when SMS filter notifications are enabled, you see every blocked access and why — full transparency, always.
Anything that clears the on-device stage is checked again in the cloud against the same positive, negative and custom keyword lists, and finally by an AI check that confirms the message really is an expense. A message that fails on your phone is dropped there and its content never leaves the device.
Subscriptions are managed through the App Store (iOS) or Google Play (Android), so you can pay with any method linked to your Apple ID or Google account — UPI, debit/credit cards, net banking, etc.
Two things, and they are different. The Free plan is free forever with no time limit — auto-tracking, receipt scanning, 2 sharing groups, 3 splitting groups and Quick Insights, no card required. Separately, Plus and Premium both start with a free first month, so you can try the paid features before you are charged. Cancel during that month and you pay nothing.
Yes. Upgrade or downgrade anytime through the app. When you upgrade, new features are available immediately. When you downgrade, your data is preserved — only the access limits change.
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